A close friend of mine told me this year she was planning to DIY all of her Christmas gifts. I love this idea — it doesn't just save money, it makes every present a thoughtful one. You aren't just giving someone a material object, you're giving them your time. And what could be more generous than that?Really, anything that lets your creativity flourish is a gift to yourself. Just picture being cozy at home on a blustery winter day while making gifts for your favorite people. Toss in a hot…